June 19, 2013

You are here: Home / Archives for July 2011

Dollar Headed for Collapse

July 28, 2011 By 1 Comment

This post was written by Lynn Roger of the Financial Revival Group.

I Read a great article yesterday titled, "No longer deniable:  Under runaway debt burden, America's currency is headed for total collapse."  You can read the article at: http://www.naturalnews.com/033135_national_debt_financial_collapse.html 

Ever since we opened our doors at The Financial Revival Group, we've warned that the country is moving towards the popping of the "US Dollar Bubble."  We strongly believe at some point in the next few years (or sooner) that the US dollar will no longer be the world's reserve currency.  What happens then?  Prices on everything will skyrocket over night, and your dollars will be worth pennies.   

When we talk with people about this, the next question is always, "What should I do with my money?"

First of all let us point out that we are not financial planners, and that you should always consult with a licensed financial  professional before buying or selling products that could lose value.  That being said, we do believe there are things you could consider to hedge against what's coming:

1.  Do you have a financial advisor?  If so, are they on board with what's happening, or do they have blinders on because their income is overwhelmingly tied to the traditional market (i.e. Wall Street, stocks, mutual funds).  If you're hearing, "we invest for the long term," or "it's all about income averaging," or "we've got you in Blue Chips, so there's nothing to worry about," or "there's no way the US dollar will be replaced as the world's reserve currency," or anything that only supports the status quo type of investing, we would suggest you get a second opinion from a financial advisor that is free to speak honestly.  We're not saying your current advisor is lying to you – what we're finding is that most are simply too afraid to look at the truth.  

2.  Have you looked at your 401(k) portfolio lately?  On a daily basis we see that most people are overwhelmingly invested in equities (stocks, mutual funds).  Our opinion is that this is incredibly risky moving forward.  Bonds are also on the table for potential huge losses.   Most people don't pay attention to what they have their money in – they just watch the combined total of their 401(k).  Unless you're ok with another large drop in that number, we suggest that you do some rebalancing sooner rather than later. 

3.  As far as "cash on hand," have you looked into gold and/or silver as part of your plan?  Frankly, we prefer silver because it will be much easier to buy a loaf of bread with.  Heading to the store with a bar of gold could be problematic.  Ok, we realize these sounds "crazy" to a lot of people, but do your homework – for instance, you can easily find articles online about governments massively buying gold and silver right now.  Why would they be doing that?  If/when the dollar collapses, what will take its place?   Gold and silver have been tradable currencies since just about the beginning of time, and even after people stopped physically passing the metals back and forth, our paper dollars were backed by gold…until the Nixon administration abolished that gold standard.  40 years compared to all of history – we're just sayin'.

4.  If/when the US dollar loses its status as the world's reserve currency, what will the world's reserve currency be?  Again, do your homework, form your own opinions, and you might want consider converting some of your US dollars now. 

5.  What about other commodities?  There's no denying that food and fuel prices have gone way up, especially in the past year.  The only reason they haven't gone up much more is because they are tied to the US dollar in the world market.  The riots we saw on the overseas this past winter and spring were caused by food prices – people hungry because they can't afford food.  What will $10.00 per loaf of bread do to your family budget?  Having a stockpile of food makes sense on many levels:

  • If the food supply chain is disrupted for any reason (weather, terrorism, and domestic violence) you'll be able to eat.  How long could you go STARTING RIGHT NOW if there was no way to get to the store, or if the store was closed for an extended period.  For most people, it’s about 3 days.
  • If your dollars can't give you the buying power you need, a pound of coffee might.  Get the picture?

Show us a farm house that doesn't have six months to a year's worth of food in it and we'll be shocked!  Farmers know how to prepare, and the importance of preparing.  We'd all be wise to take a lesson from them.

For the unprepared, the collapse of the US dollar could be the final straw in their financial house of cards.  It will leave millions permanently poor.   Taking just a little bit of time to prepare could make all the difference.  Are you ready to wake up America?  Regardless of what's going on behind closed doors in our nation's capital right now, you do have the power to control your personal financial destiny if you pay attention and do something about it.  

Filed Under: Featured, Preparedness Tagged With: , , , , , ,

Understand All of Your Options With the Financial Revival Group

July 16, 2011 By Leave a Comment

Underwater Homeowners:

The biggest challenge you face when lookng for a solutions is the lack of information that is readily available to you.  The information is out there but has not been accessible from any one source, until now. 

In order to do this research on your own, there is a long list of experts that you would need to consult with individually.  Each of them might only offer one option and they only get paid if you choose their option.  That makes the decision process more difficult because of the time it takes and the sales pressure put on you by each "expert".  

The Financial Revival Group has assembled all of the experts that you would need to consult with to compile these options .  We have done the work for you and present it to you in our eBook, "My Home is Worth What?!" Don't Panic:  Nine Options for Your Underwater Mortgage.

In the book we provide you with all of the solutions available to help plan your escape, put money in your pocket and enjoy the life you have been looking for. 

We produced the eBook because we wanted to make sure that you have access to all 9 of the options that could put this situation behind you.  The book is available in the column on the right of this page.  If you are a kindle reader, you can order the book on Amazon.com.

Your search must start with understanding all of  your options.  We are that one stop source for your personal solution.  We have many different ways that we can help you. 

You have 2 ways to start your search for free:

1.  Call us for a free 15 minute phone consultation.  We'll answer your immediate questions and help you start on the path to your own Financial Revival.  Call us at 425-259-2600

2.  Download the free E-book on the right side of the page where we discuss the emotional barriers ALL underwater homeowners face.   

The banks are looking to get every penny they can get from all of us.  That is their job.  The methods they use will have an impact on every underwater homeowner in America.  Our experts have strategized together to compile all of the options that you could use to get yourself out of this situation. 

"Because you have already lost enough on your house."

425-259-2600

Filed Under: HPS Featured

Release Stress After Reading Our eBook ==>

July 16, 2011 By Leave a Comment

We are all wondering what to do with our the home that we owe too much on. 

It is normal to start from that place of, "Can I just get rid of it without being damaged?"  You want to know what can you do that will separate you from the debt or the property or both without giving up everything you have worked your whole life to build.  This can be done but there will be some damage somewhere.  Download our free eBook on the right side of this page to understand the Three Biggest Barriers you face. 

The banks and our politicians want you to believe that you need to shut up and keep paying.  They don't want you to look at any other options.  They have created a road block using 3 emotional barriers in the hope that this is all they have to do. 

Don't fall victim to this.  Get on it.  Get active.  Get educated.   

Download your free eBook NOW!

Filed Under: HPS Featured

Money Grows on Trees…Right!? So Where’s Your Extra Dough!

July 16, 2011 By Leave a Comment

In the Banking and Housing sectors, money only grows on trees for those that are getting free government money.  Most of us will get nothing.

Today, over 16 million families are looking for the same solutions that you are.  You want a solution that could provide a way out of your underwater home without giving up everything you have.  The money growing on trees solution is for someone to give you the money to pay down your house to what you owe on it or for the banks to lower what you owe to what your house is worth. 

If you are holding out for one of these options, you will be waiting for a long time.  The only money being put into solutions, are being inserted by the government..  ALL of that money is going to protect business, not you.  This will not change. 

YOU ARE NOT ALONE… BUT YOU ARE ON YOUR OWN.

We believe the housing market will not bottom out until 2014 or later.  Between now and then, your house is going to drop in value by at least another 20% from where it is now.  You may be thinking that you live in an area that is insulated from this collapse.  In fact, you can even find plenty of pie in the sky articles and experts to back up this idea.  They are wrong.  They are leading you where they want you to go.  They want you to shut up and keep paying.  Don't take the bait.  It could cost you everything if you do.

You will need to take some action yourself.  We have put together some information that will help you understand what you can do.  Download our free eBook explaining the Three Emotional Barriers they have put in your way.  You can do that now by clicking on the link on the right side of the page.

Get on it.  Get Active.  Get Educated. 

Filed Under: HPS Featured

Did You Read the Fine Print? Don’t Be Fooled By the Banks!

July 16, 2011 By Leave a Comment

When you bought your house, chances are you didn't read all of the fine print.  So what did you actually agree to?

You were excited about your new house.  Whether it was your first purchase or not, the thought of moving into a new place and changing your life for the better is emotionally intoxicating.  In that process is one barrier that is intentionally placed in front of you.  That big stack of papers you have to sign before you can get on with this new phase of your life. 

So you do what most people do.  You convince yourself that "they" wouldn't put anything in there that could really damage you as long as you make your payments.  You tell yourself that you will never run into any kind of issues and "they" won't give you the house unless you sign them.  So, like most everyone, you just lower your head and sign whatever is put in front of you. 

Now you owe more on that house than it's worth.  Maybe you still have the ability to make the payments, maybe you don't.  In any event, you will be renting that house from the bank for as long as you stay there.  You know that you could rent the same house for much less and on top of that, you have to pay the taxes and take care of all of the maintenance too.  As you think about that side of your current situation, your mind goes back to the signing of that big stack of papers. 

What did you actually agree to and what can you do? 

We have put together a free eBook that looks at this issue to help you put it into perspective.   You can download it right now, for free.  Just click on the button on the right side of this page to understand the Three Emotional Barries Homeowners With an Underwater Mortgage Face.

It is a quick read that will give you more to think about and will help you sleep bettter. 

YOU ARE NOT ALONE…  BUT YOU ARE ON YOUR OWN.

We are here to help you and we start that help by helping you understand what is possible. 

Filed Under: HPS Featured

Don’t Write Any More Checks to the Bank! Find Out Why in Our eBook ==>

July 16, 2011 By Leave a Comment

Are you afraid of what the banks will do to you to if you stop paying them?  Most people are.

We are not saying that you should stop paying your bank.  If we do that, they might sue us.  What we are saying is that you have a whole bunch of legal protections and even more options than you might have thought possible.  Explore your options.  You will be surprised what you find. 

You owe more on your house than it is worth and you have to do something about it.  You know it, but you have no idea where to start or how to evaluate the information that you might put together. 

You can start for free right here.

The first step is to download our free eBook on the right side of this page.  You will receive it immediately and within 15 minutes you will understand options that will eliminate your fear of the banks. 

The banks and the government are flexing their muscles with the goal that you will shut up and keep paying the banks.  That may or may not be your best option but at this point you don't know.  At the Financial Revival Group, we educate you about all of the options you have available to you then we coach you through the strategy to put your best option into place. 

YOU ARE NOT ALONE…  BUT YOU ARE ON YOUR OWN. 

Download your free eBook now and sleep better tonight.

Filed Under: HPS Featured

Warning: Watch for Mold In Empty and Foreclosed Houses

July 13, 2011 By 2 Comments

Many people believe the banks have shown that they are not very good at managing money.  Without the governments (we the taxpayers) help, many of them would be out of business and the high priced executives would be looking for work like 20% of the population.  So it comes as no surprise to most people that a new problem has cropped up in the houses the banks have taken in foreclosure. Mold.  This problem is giving the term Underwater House a whole new meaning.

When you cut off the power and seal a house up, mold creeps in regardless of the climate.  Houses are meant to be lived in, not closed down.  Have you ever had a refrigerator that you just unplugged and let sit with the door closed?  Same thing.

Now the banks have millions of homes that are vacant throughout the country and the homes are simply rotting and deteriorating.  NPR probed this problem in a recent article. 

Please consider:

As Number Of Foreclosed Homes Grows, So Does Mold. 

Here is a quote from the article: 

 "It was the middle of winter. There were  icicles coming out of the windows above the garage, no heat, but it was 80 degrees inside of the house because it was self-composting."

- Ohio Realtor Rebecca Terakedis
 
The banks are going to try to sell these homes to unsuspecting people in the future.  They are going to make them sign a statement that they are buying the house "as is" and these same banks will finance these houses without the requirement to make them livable.  People will move in and either get sick or move out and not pay causing the same house to be foreclosed on.  Again.  This will be a boon for the lawyers who will handle the new batch of lawsuits that will come out of the shoddy work and the short term thinking of the people that run our banking system. 
 
However, there will be opportunity in the future for those that are forward thinking.  It is not here yet but will be.
 
When the housing collapse is complete in 2014 or 2015 and these houses are ready to be sold again. 
 
There will be more need for the following:
 
1. Mortgages that include enough money for work to bring the house back to a livable standard.
2. Estimators that can evaluate and bid on this work.
3. Contractors that can do this work.
4. Sheet rock companies especially.
5. Inspectors that specialize in mold.
6. Water and mold clean up companies.
7. Lawyers to sue the banks
 
This may not be the perfect way to put people back to work.  But as the banks let these houses sit vacant, they are actually creating more work in the future for a wide variety of people.  The problem is, we will be the ones to pay for it. 
 
If you are looking to buy a house that is vacant.  Pay for a thorough and complete home inspection.  If you don't you could be living with toxic mold that you can't see but will affect you for years. 
Filed Under: Banks, Featured, Housing, Life After Foreclosure, The Legal Side Tagged With: , , , , , , , ,

Would You Serve For a Year to Solve the Nation’s Economic Mess?

July 4, 2011 By 1 Comment

If you have followed our writing and videos at all you know that we believe the nation’s economic woes are a result of complete and total mismanagement on the part of our elected officials.  They tell us that they are the best and brightest we have to offer.  Based on their results so far, I don’t buy any part of that argument.

Here is my fantasy on the way we could fix our financial mess by balancing the federal budget in a very short period of time and at a fraction of the cost.  Please indulge me this fantasy if only for a few minutes.

We re-hire the entire congress and senate for the next year.  Since we can’t fire the existing workers (congress) we simply pay them to stay home and put in some different people for the next year.  If they won’t go home, we set them up in a study hall environment and force them to be there 40 hours a week sitting at a desk, staring at the wall. 

We bring in new people whos stated goal is to balance the federal budget in a way that avoids the need to continue to borrow money to operate.  If all they have to do is balance the budget, that job will take 90 days tops.  Once that job is finished, they will right the wrongs that our elected officials have voted for themselves over the years.  They will realign the congressional pensions by putting them on social security, give them Obamacare,  implement term limits and remove the cushy lobbyist paid perks.  If they find more, they will fix it.  They will put the elected officials on the same level as “We the people.”

In one year, I believe they could eliminate much of the corruption and set us on a path of properity again.

Here is how we find these everyday Citizen Patriots to save us. 

We leave the President and Vice President in place, not because they are so great but we have to leave one or two people there to work on issues outside of our borders.  Nothing much happens that the congress deals with inside 90 days anyway.  That will give our new group the time to fix the budget first. 

The President must sign whatever bills these Citizen Legislators in the New Congress and Senate agree on for the next year.  Any legislator that was given this year off cannot vote to repeal any of the legislation our citizen group voted in.  You cannot vote against this legislation until you have gone through a new election from your district. 

There are 435 members of the congress and 100 members of the senate.  We only have to “draft” 535 people.  Here is how we do it.

Each congressman comes from a district.  We put all of the names of registered voters who have voted in 2 of the last 3 elections in a hat and hold a lottery.  Draw a name and we have a winner.  However in order to actually get something done, there has to be some exclusions.  Here they are.

If you have a law degree or have ever held an elected office, you are out.  You have been part of the problem, we cannot use you on this project.  We don’t need to worry about regulating diversity, we will get a pretty diverse group based on the randomness of this approach.

We do this for every member of congress and the Senate.  Remember this is only 535 people.  We will get a good cross section of America where every group is represented or will have the support from someone.  Their goal is not to regulate morals, just fix the budget and make future groups that represent us conform to the realities that we have to live by. 

The President must sign whatever bills these Citizen Legislators in the New Congress and Senate agree on for the next year.  Any legislator that was given this year off cannot vote to repeal any of the legislation our citizen group voted in.  You cannot vote against this legislation until you have gone through a new election from your district. 

Each of the drafted members of our Citizen Group will be paid whatever the median income is for the district they represent.  Or we could just pay them $100,000 per year.  Most everyone would take that deal. 

The government will take over a nice hotel close to the capital where all of these people will stay while they are fixing our country.  All of their expenses will be paid and for most, it will be a great experience.  Each member will be allowed 2 staff people of their choosing.  Each staff member will be paid $40,000 per year. 

These representatives will not be able to declare a party and will not be able to organize based on party affiliations.  They will have to come to agreements as individuals who represent their neighbors and communities only.  There will be no dress code, people will get to be themselves through this process.  By the way, lobbyists are banned from input while our problems get solved.

I believe that people are inherently smart.  This group of randomly selected citizens will quickly solve the problems that have gotten so out of hand.  When politics and lawyers are removed from the process, everyday people can make the common sense decisions that should have been make decades ago. 

I realize this is a fantasy, but it would work.  If we can’t do this, what can we do?  It appears that we cannot get this problem solved with the people we have working in the system.  They have so absolutely disfigured our government from the original intent of our founding fathers. 

We have to change the discussion in this country.  We the people are the ones that have to do this.  What do you think?

May God bless America on this anniversary of our independence.

Filed Under: Featured